You might be traveling for any reason. HDFC Ergo makes sure you don't have to worry about facing hiccups due to certain problems during your travel. While you travel to your dream destination or for your business, you need to take certain precautions and be careful about a few things. Individual travel insurance plan takes care of these things and allows you to do what you have gone to do -enjoy or attend to your business with full focus. HDFC Ergo's Individual travel plan will not let your enthusiasm for travel diminish because of any travel-related worries. This plan will provide you security from all possible travel-related risks so that you are prepared for unforeseen situations during your travel.
Individual travel insurance from HDFC Ergo includes the following components of travel:
This includes cashless treatment in case of a medical emergency.
You will be covered for a dental emergency also.
In case you are held up in a distressing situation, this plan provides for emergency evacuation by air or surface.to the nearest hospital.
Petty expenses in the hospital are also covered.
In case of unfortunate death, the cost of bringing the mortal remains to the home country is covered.
This plan provides a lump-sum compensation to your family in case of accidental death.
And God forbid if there is a permanent disability due to some accident, a lump-sum compensation will be provided.
In case of loss of passport, the cost of a new passport is reimbursed.
You are covered for loss of checked-in baggage.
In case your baggage gets delayed, an Individual plan will reimburse you for essential things until your things get sorted.
You will be compensated for any liability due to accidental third party damage.
In the unfortunate event of the hijack of your airplane, you will be compensated for the distress caused due to that.
In the case of robbery or dacoity, you will be provided emergency cash.
If your flight gets delayed, you will be compensated for any essential purchases you make during this time.
If your hotel stay is extended due to a medical emergency, it will be compensated.
Whats not included
If there is any breach of law or war and that causes sickness or injury, it is not covered
under the plan.
Any claims arising as a result of the consumption of intoxicating or banned substances will not be covered or entertained. HDFC Ergo insurance will not compensate you for that.
Any disease you have prior to your travel will not be covered under this plan. The expenses that occur on any treatment you undergo for the same during your travel will not be compensated.
Any injury inflicted by you on yourself is not covered under the Individual travel insurance plan.
It is good and exciting to indulge in adventure sports. However, any injury sustained while indulging in any adventure sport is not covered under this plan.
You may decide to go for obesity or cosmetic treatment while traveling. The cost of such treatment is not covered in this plan.
Traveling with the family is always a pleasure. The time you spend traveling with your family gives you unforgettable memories for a lifetime. But at the same time, traveling with the family is a cause for worry also as there are many things you have to take care of so that you and your family can have unhindered enjoyment. HDFC Ergo's Family Travel Insurance Policy takes care of your all worries and lets you have a memorable and fun-filled time with your family. This plan takes care of all the emergencies that you are afraid, might arise during the trip. You can take a single travel insurance plan for all your family members and secure them all. It will cover and safeguard you from any uncertainties that may come up during your travel to any international destination. It will ensure a stress-free and smooth travel for you and your family.
Medical Emergencies - Any medical emergency occurring during your travel will be covered
with a cashless treatment facility.
Emergency dental treatment is also covered under the Family Travel Insurance plan.
Petty expenses that you incur during the stay in the hospital in a medical emergency.
Emergency evacuation for you and your family during any troublesome situation.
In the event of unfortunate death, the expenses incurred on shifting the mortal remains of the deceased to the home country.
A lump-sum compensation to the family in case of accidental death.
In the case of a permanent disability also, a lump-sum amount will be paid.
Baggage - In case of loss of baggage and documents, the expenses incurred on getting a new or duplicate passport would be reimbursed.
You will be compensated for any loss of your checked-in baggage.
If your baggage gets delayed, the cost of any essential items you purchase during the interim period would be covered.
Journey related - If any third party property is damaged accidentally, you will be compensated for that.
If unfortunately, your plane gets hijacked, you will be compensated for the trouble it will cause you.
Whats not included
If you develop some sickness or health issue because of any injury, war, or you break a law
of the land, it will not be compensated under the plan.
If you take any substance that is banned in the country of your travel or consume any intoxicant, the family travel insurance policy will not accept any claims arising on account of that. This policy will not compensate you for any disease that you had before beginning your travel. Also, this plan does not cover any treatment you undergo for such a disease.
If you yourself cause some injury to yourself and/or get hospitalized, this policy will not compensate you for that. If you or any member of your family who is covered under this policy decides to get treatment for obesity or get any cosmetic surgery done, it will not be covered in this plan.
You and your family may love to enjoy adventure sports. But any injury caused because of any adventure sport to you or any of your family members is not covered under this policy.
Nowadays, more and more students are opting to study abroad. Studying abroad gives you an edge in your career and opens up a plethora of opportunities for you and helps you in achieving your career goals. But you are entirely on their own in a foreign land and have to manage everything yourself. Parents back home are always worried about the safety and medical expenses of their children. It is not easy for a student to bear these costs, particularly in a foreign country where you have to take care of yourself without any help. Well, no more worrying about that. HDFC Ergo's International Student Suraksha plan is here to take care of all these worries. So you and your parents can relax. After all, studying abroad is a life-defining decision and your complete focus has to be on what you have gone to achieve. So it becomes imperative for you to get a student travel insurance to remove any kind of financial risk. HDFC Ergo presents the Student Overseas Travel Insurance plan designed especially for students like you who go to foreign countries to get a good qualification on the way to fulfill your life's dreams. This plan smoothly covers your medical expenses, travel-related risks, baggage related risks, and any disruption in your stay. Once you are covered for all these things, you can keep your entire focus on your studies without any stress.
HDFC Ergo's Student Overseas Plan will provide you cashless treatment in case of
hospitalization due to any medical emergency.
If you get any injury to your teeth or have acute pain in your teeth, you don't have to worry about the cost of going to any dentist or dental surgeon. Your expenses incurred on getting emergency treatment for your teeth would be reimbursed under this policy.
The Student Overseas Plan covers emergency medical evacuation to the nearest hospital by air/surface mode.
In the extremely unfortunate case of death, the cost of transferring the mortal remains will be covered under this plan.
It is the most terrible thing to happen. We are powerless against it. But a lump sum would be paid in case of an accident leading to death.
You must take the utmost care of your safety. Accidents do happen and are always unforeseen occurrences. While no insurance company can replace a lost limb, HDFC Ergo will compensate you in the case of any permanent disability arising due to an accident.
You will be compensated for the loss of your checked-in baggage.
If you have to buy any essentials because of any delay in the arrival of checked-in baggage, the cost would be compensated.
If any accidental personal liability arises in the foreign land, that is covered under the plan.
In case of an arrest or detention for a bailable offense, this policy provides for paying the bail amount.
In the event of your studies getting disrupted due to a prolonged illness or unfortunate death of an immediate family member or sponsor, your tuition fees would be refunded.
In case you get hospitalized for more than seven days, one of your family members can visit you and the cost of the visit would be covered under this policy.
Someone is paying your tuition fees for your study abroad. In the unfortunate event of your sponsor's death, HDFC Ergo will pay your tuition fees under this policy.
If you lose your passport, Student Overseas Plan covers the cost of getting a new passport.
Whats not included
Any health issue arising out of war-related injury or due to breach of law is not covered in
If you consume any intoxicating or banned sub substance, any claim arising out of that would not be accepted.
If you have any diseases prior to going abroad or get treatment for that disease, it would not be covered under this policy.
Any treatment for obesity or any type of cosmetic treatment is not included in this plan.
The cost of treatment for any injury you inflict upon yourself would not be compensated under this plan.
If you indulge in any adventure sport and get injured, that will not be covered under this policy.
Do you love traveling? Is traveling your passion? You love to be always on the go. Jet setting is your lifestyle. Or maybe, your business or occupation frequently takes you to different places. You are always busy attending meetings, seminars, and conferences at distant locations. If that be so, you are in need of a comprehensive travel insurance plan that will take care of all of your travels. You don't have to bury a new travel insurance plan every time you fly out to some destination, whether for leisure or work. HDFC Ergo's Annual Multi-trip Insurance is just the right kind of insurance plan for people like you. This plan offers you a travel insurance cover for multi-trips you undertake during a year. No renewal for every trip for a year. This will not only keep you stress-free but will also save your valuable time which you can utilize for your other important tasks or for making plans for your next leisure travel.
If you encounter any medical emergency, HDFC Ergo's Annual Multi-trip Insurance provides a
cashless treatment facility.
Dental treatment can be pretty expensive overseas and could upset your budget. This plan covers any emergency dental treatment that you may need to undergo.
In case you are stuck in a distressing situation, emergency evacuation by air or surface would be provided.
In the case of hospitalization, there may be many petty expenses that would disturb your finances. Under this plan, you will be reimbursed for such petty expenses during hospitalization.
In the unfortunate event of death, the cost of bringing the mortal remains to the home country is covered under this policy.
In the case of death due to an accident, a lump sum compensation would be provided to your family.
If there is a permanent disability due to an accident, a lump sum compensation would be given under this plan.
If you lose your passport, it may become very difficult for you in a foreign land. This policy will cover the expenses incurred in securing a new passport.
Your whole trip could be ruined if you lose your checked-in luggage. This policy will compensate you for any loss of checked-in baggage.
Any delay in the arrival of your checked-in baggage could upset your plans. This policy will compensate you for any essentials purchased during this period.
HDFC Ergo's Annual Multi-trip Insurance policy covers any accidental liability arising out of third party damage.
You may lose your valuable cash due to robbery, theft, or dacoity. This plan provides you with emergency cash in such a scenario.
In the unfortunate event of your plane getting hijacked, you will be compensated for the distress it causes you.
If your flight gets delayed, you will be required to wait for some time. If you make any purchases during this period, you will be compensated for that.
If your hotel stay gets extended because you are hospitalized due to a medical emergency, the cost of extended hotel stay would be taken care of under this policy.
Whats not included
If there is a war or a breach of law and you have a sickness or health issues or injury due
to that, it is not covered in this plan.
No claims would be accepted for situations arising due to your consumption of any intoxicating or banned substances.
Any disease you have before starting your travel or any treatment for such a disease is not covered under this policy.
Any cosmetic surgery or treatment for obesity that you may decide to undergo during your travel will not be covered under your HDFC Ergo Annual Multi-trip Insurance plan.
This policy does not cover any injury that you yourself may inflict upon yourself. And if as a result of that you need to get hospitalized, the cost of hospitalization would also not be covered under this plan.
It is your choice to enjoy adventure activities and indulge in adventure sports. But any injury received during adventure sports is not covered under this insurance plan.
So you can see, how HDFC Ergo has designed travel insurance plans keeping in mind all your travel needs. So pick the one that is right for you.